(Prior to 2021, people with end-stage renal disease were not able to switch to Medicare Advantage during the open enrollment period, but that’s no longer the case as of 2021.): - Switch from Medicare Advantage to Original Medicare or vice versa. *During the annual open enrollment period (October 15 – December 7), you can make a variety of changes, none of which involve medical underwriting. Once you’re enrolled in Medicare, you’ll have various opportunities to change certain aspects of your coverage. The hours listed are a guideline, we will accommodate you based on your need.įirst: Sign up for Original Medicare through the Social Security Administration. It is often a challenge to balance work and personal life, we at Agape Insurance acknowledge this and organize our hours in such a way that benefits you and us. We would be more than happy to answer your questions. If your unsure and just want to speak to someone, give us a call. To be certain it is important to speak to your Human Resources Department about your current benefits. If you have group coverage through your employer or spouse’s employer, you do not necessarily have to enroll in Medicare Part B. Family members are always welcome.įor most individuals the Initial Enrollment Period is a total of seven months three months prior to your 65-birthday month, your birthday month and three months after your birthday month. Our process is simple, Michelle and Damon will meet with you at least three times, once to present the basics in a “Medicare 101” presentation, then again to review the different plans available and assess your needs, and finally a meeting to prepare any type of applications. And when the Annual Enrollment Period (AEP) rolls around, we can also help you sort through the changes in prescription drug plans and Medicare Advantage plans. Īt Agape Insurance Services, we understand the many parts of Original Medicare and can assist in selecting a private plan to best suit your needs. They will guide you through Medicare's complicated processes, and they never accept payment for their services. Michelle and Damon are just those people. Since its inception in 1966, Medicare has become a complicated process and today it's important to have someone you trust help you understand it all. Medicare and Supplemental Insurance Services
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